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Squidgy
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« on: 25 October 2011, 07:47 AM » |
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I'm looking at opening a new account with a seperate savings account with a view to getting a mortgage further down the line.
Any recommendations?
Don't even mention Lloyds TSB as I hate them with a passion.
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I have learned never to ridicule any man's opinion, however strange it may seem - ARTHUR CONAN DOYLE - Like fúck I have.
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Big_Sharps
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« Reply #1 on: 25 October 2011, 08:32 AM » |
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Lloyds TSB have obviously done something to upset you so I might open an account as a thank you to them.
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Squidgy
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« Reply #2 on: 25 October 2011, 08:40 AM » |
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Lloyds TSB have obviously done something to upset you so I might open an account as a thank you to them.
I had an account with them for over 30 years and they are utter dogwank. I hate them. I hope they fold. |
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I have learned never to ridicule any man's opinion, however strange it may seem - ARTHUR CONAN DOYLE - Like fúck I have.
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Sluffy
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« Reply #3 on: 25 October 2011, 10:04 AM » |
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If a mortgage is the real reason for opening a new account then perhaps you might be better joining a building society - perhaps the Nationwide?
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Squidgy
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« Reply #4 on: 25 October 2011, 10:06 AM » |
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If a mortgage is the real reason for opening a new account then perhaps you might be better joining a building society - perhaps the Nationwide?
That was one of the one's on my shortlist. Not sure if there is a massive amount of difference between banks and building societies these days, their products are very similar. |
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I have learned never to ridicule any man's opinion, however strange it may seem - ARTHUR CONAN DOYLE - Like fúck I have.
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DaveBWFC
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« Reply #5 on: 25 October 2011, 10:18 AM » |
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If you get about 20% of the house price saved up you'll have banks falling over themselves to give you a mortgage.
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Natasha Whittam
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« Reply #6 on: 25 October 2011, 10:43 AM » |
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Whatever you do, keep walking past Santander. Absolutely useless bank.
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Fair play to you then if you're willing to share your knickers with a willy.
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traf
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« Reply #7 on: 25 October 2011, 10:53 AM » |
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All the banks pretty much piss into the same pot.
They're all about as bad as each other.
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Everybody is a genius. But, if you judge a fish by its ability to climb a tree, it will spend its whole life believing that it is stupid
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Weststander
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« Reply #8 on: 25 October 2011, 11:03 AM » |
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Supposed to be a decent one in Iceland.
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traf
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« Reply #9 on: 25 October 2011, 11:24 AM » |
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Landesbank?
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Everybody is a genius. But, if you judge a fish by its ability to climb a tree, it will spend its whole life believing that it is stupid
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Squidgy
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« Reply #10 on: 25 October 2011, 11:55 AM » |
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Anyone bank with the Post Office? I'm thinking of giving them a whirl but have never actually met anyone with an account with them.
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I have learned never to ridicule any man's opinion, however strange it may seem - ARTHUR CONAN DOYLE - Like fúck I have.
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1andonly1derer
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« Reply #11 on: 25 October 2011, 11:56 AM » |
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Try the National Bank of Uganda.
Thy just nedd you bank account number, sort code and mother's maiden name, you'll have a cracking exchange rate as well.
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If at first you don't succeed, use rohypnol.
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Big_Sharps
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« Reply #12 on: 25 October 2011, 12:54 PM » |
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Anyone bank with the Post Office? I'm thinking of giving them a whirl but have never actually met anyone with an account with them.
Have the plastic police binned you off? Don't most wasters and benefit champions have a post office account? |
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bwfcolinh58
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« Reply #13 on: 25 October 2011, 01:03 PM » |
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I had an account with them for over 30 years and they are utter dogwank.
I hate them. I hope they fold.
not before i get my 7 grand PPI payback i hope |
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they all laugh at us
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Big_Sharps
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« Reply #14 on: 25 October 2011, 01:53 PM » |
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not before i get my 7 grand PPI payback i hope
I was thinking of doing that but just assumed they will tell me fcúk off, did you just print off one of them templates and fire it off? |
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Squidgy
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« Reply #15 on: 25 October 2011, 01:56 PM » |
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Have the plastic police binned you off? Don't most wasters and benefit champions have a post office account?
They do good offers on mortgages, just not sure if they were a decent 'bank'. |
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I have learned never to ridicule any man's opinion, however strange it may seem - ARTHUR CONAN DOYLE - Like fúck I have.
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Diana Prince
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« Reply #16 on: 25 October 2011, 02:44 PM » |
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I was thinking of doing that but just assumed they will tell me fcúk off, did you just print off one of them templates and fire it off?
I got 3 1/2k from the RBS and I don't even remember beibng overdrawn |
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Big_Sharps
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« Reply #17 on: 25 October 2011, 03:14 PM » |
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I got 3 1/2k from the RBS and I don't even remember beibng overdrawn
Not following, break it down as you would for a child. |
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bwfcolinh58
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« Reply #18 on: 25 October 2011, 04:09 PM » |
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I was thinking of doing that but just assumed they will tell me fcúk off, did you just print off one of them templates and fire it off?
yep |
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they all laugh at us
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Diana Prince
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« Reply #19 on: 25 October 2011, 04:15 PM » |
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Not following, break it down as you would for a child.
You ask your bank for your statements for the last, say, 5 years. It costs you a tenner for that. Then you go through any charges and mark them in a highlighter. Send it off with a covering letter tellnig them they've robbed you and so you think they owe you £x amount. They write back and say in no way are they liable but as a gesture of good will they'll offer you £x amount. You say, ta, and they send you a cheque. I did it about 5 years ago so it may've changed. |
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tomr
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« Reply #20 on: 25 October 2011, 07:40 PM » |
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You ask your bank for your statements for the last, say, 5 years. It costs you a tenner for that. Then you go through any charges and mark them in a highlighter. Send it off with a covering letter tellnig them they've robbed you and so you think they owe you £x amount. They write back and say in no way are they liable but as a gesture of good will they'll offer you £x amount. You say, ta, and they send you a cheque. I did it about 5 years ago so it may've changed.
You must be shíte with money if you have accumalted 3 1/2 grands worth of charges.. Dont think ive been in my overdraft since i was 18. |
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Diana Prince
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« Reply #21 on: 25 October 2011, 07:44 PM » |
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You must be shíte with money if you have accumalted 3 1/2 grands worth of charges..
Dont think ive been in my overdraft since i was 18.
Did you read my post before it? |
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tomr
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« Reply #22 on: 25 October 2011, 07:52 PM » |
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How did you get the charges then sweet cheeks?
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Diana Prince
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« Reply #23 on: 25 October 2011, 07:54 PM » |
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How did you get the charges then sweet cheeks?
Quite a few were incorrect and I'd not even noticed. Plus they charged me for having things on an account I didn't even want. I chanced my arm, they paid out. Suckers! As I said, it was quite a few years ago prior to them arguing the toss over it. |
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tomr
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« Reply #24 on: 25 October 2011, 08:01 PM » |
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They probably get away with charging people for things they don't need and charges they haven't incurred all the time.Good to see someone have the banks over for a change.
I may have a scan through my old statements,think you can go back a few years on on-line banking.
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